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"Mr. Richardson and Ms. York were always available - and they did a terrific job."

"Chip Permar and his team were outstanding!"

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"Being injured turned into a life-changing event, but it was comforting to know that you understood me and were only a phone call away."

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"Whenever I called I got answers."

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Real Answers to North Carolina Workers' Comp Questions

Here's the Ten Things Your Adjuster Doesn't Want You to Know

Get this controversial report in seconds... Free! Over 2,500 injured workers in North Carolina have already read it. Here's a quick peek at the first section:

Insurance Companies are In the Business of Making Money, Not the Business of Helping Injured People

This sounds obvious, right? And it is obvious. But injured workers, employers, attorneys and just about everyone else forgets it. And the adjuster will never point that out to you. You're injured on the job, and you want to get better. If you get better you get back to work and get on with your life. That's what you're probably interested in, and that's what you're fighting for. Over the years hundreds of clients have told us "It's not about the money." Those same clients have a difficult time understanding the insurance adjuster's thinking. They're people like us, right? Sort of. For the adjuster, it's always about the money. We're not bashing adjusters here -- many of them are good people. We've even represented some in their own claims. But they have a job to do just like you did until your injury occurred. Like any other business, the insurance companies are trying to make money. They aren't charities.

There are two ways for the company to make more profit: First, they could charge more money to provide insurance. Second, they can keep more of what they collect from the employers. Obviously it doesn't work for them to charge more and more money because your employer will switch to a cheaper carrier. Employers can do that. Workers cannot. So the insurance companies will do everything they can to spend as little on your claim as is humanly possible.

The sooner you begin thinking like an adjuster, the sooner you will understand what "the system" is doing to you. As you read through the rest of this report, remember -- it's about the money.



We'll also send you our free newsletter without any obligations, hassles, committments, or having to speak to anyone. Yes, we're lawyers. But we'll tell you what most attorneys won't: If you've been hurt at work you may not need an attorney. That's right. You may not need an attorney. What you do need is information to help you understand how the worker's compensation system really works. We provide that information without cost, commitment, hassle, or obligation.
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Degenerative Disc Disease

Whiplash

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FAQs

Workers' Compensation

The accident wasn't my fault so can I sue my employer?

If I can't sue my employer, can I sue someone else?

What is "Maximum Medical Improvement" and what happens at that point?

Personal Injury

Is there a legal difference when a traffic accident involves a school bus?

What is a 9(j) opinion?

Why is my personal injury case required to go through mediation?

Social Security Disability

Tell me about long term disability benefits and what that means to me since I may get Social Security Disability benefits.

Is alcoholism a disability? What about drug addiction?

Will receiving Social Security disability benefits affect my current COBRA health insurance plan?

General

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My employer closed the doors of the company and told us all that we would not be paid for the last two weeks of work and we aren't getting paid for any vacation time that we've earned. This doesn't seem right.

What is Board Certification? Does it matter?

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Case Studies

Workers' Compensation

When is it helpful to LOSE a case

The Workers' Comp Adjuster Denied a Perfectly Legitimate Claim.

What Can Go Wrong with a Return to Light Duty Work.

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