
"Mr. Richardson and Ms. York were always available - and they did a terrific job."
"Chip Permar and his team were outstanding!"
"You showed so much concern for me as a person -- there is such a personal touch to everything you do."
"I don't know what I would have done without you!"
"We were nervous at first, but you put us at ease."
"John and Stephanie were patient with me. Great teamwork!"
"Being injured turned into a life-changing event, but it was comforting to know that you understood me and were only a phone call away."
"You guys are on top of your game."
"I researched law firms on the internet, and I could not have asked for a better attorney."
"Whenever I called I got answers."
Insurance Companies are In the Business of Making Money, Not the Business of Helping Injured People
This sounds obvious, right? And it is obvious. But injured workers, employers, attorneys and just about everyone else forgets it. And the adjuster will never point that out to you. You're injured on the job, and you want to get better. If you get better you get back to work and get on with your life. That's what you're probably interested in, and that's what you're fighting for. Over the years hundreds of clients have told us "It's not about the money." Those same clients have a difficult time understanding the insurance adjuster's thinking. They're people like us, right? Sort of. For the adjuster, it's always about the money. We're not bashing adjusters here -- many of them are good people. We've even represented some in their own claims. But they have a job to do just like you did until your injury occurred. Like any other business, the insurance companies are trying to make money. They aren't charities.
There are two ways for the company to make more profit: First, they could charge more money to provide insurance. Second, they can keep more of what they collect from the employers. Obviously it doesn't work for them to charge more and more money because your employer will switch to a cheaper carrier. Employers can do that. Workers cannot. So the insurance companies will do everything they can to spend as little on your claim as is humanly possible.
The sooner you begin thinking like an adjuster, the sooner you will understand what "the system" is doing to you. As you read through the rest of this report, remember -- it's about the money.

Our book
"10 Ways to Wreck Your
Workers Compensation Claim"
Our controversial report
"10 Things Your Insurance Adjuster Won't Tell You"
"Deny & Buy" - Confessions of Former Insurance Defense Attorneys
"Lightning Strikes Twice" - How to Avoid Becoming a Victim of Personal Injury Insurance Companies
Download a copy of each book in the Library section or click on a title above, and we'll mail it to you.
The accident wasn't my fault so can I sue my employer?
If I can't sue my employer, can I sue someone else?
What is "Maximum Medical Improvement" and what happens at that point?
Is there a legal difference when a traffic accident involves a school bus?
Why is my personal injury case required to go through mediation?
Is alcoholism a disability? What about drug addiction?
Will receiving Social Security disability benefits affect my current COBRA health insurance plan?
Will my attorney keep our conversations confidential?
What is Board Certification? Does it matter?
When is it helpful to LOSE a case
The Workers' Comp Adjuster Denied a Perfectly Legitimate Claim.