
"I wanted expert legal advice and I certainly got it!"
"Oxner Thomas Permar has a well-known reputation for fighting fair and winning cases. We were well-prepared by our attorney, and we were given thorough guidance and options."
"I think of everyone involved on my case at OTP as friends. You all always had a warm greeting and a smile for me and you took a big interest in my case."
"Without my attorney's help, I would have been hung out to dry. He looked out for me!"
"I could not be more pleased with the outcome of my case! Amy Berry and Amy Gallimore are great communicators. They are super friendly and professional."
"Everyone on the team was really personable and professional."
"Count me as 100% satisfied. Kristin Packard is superb and Shelby Duncan is outstanding."
"The quick response and action by Justin Wraight when my case came to a critical point was impressive."
"I didn't have to deal with a bunch of legal jargon. You explained it all to me so I could understand what was going on, and I appreciate that."
"Everybody was totally straight forward with me. I didn't feel like I was just paperwork to them."
The title of the book gets to the heart of the goal of insurance companies and their legal accomplices. Deny the claim, then delay it as long as possible and eventually buy the client with a cheap settlement. By dragging out payment for your claim with unnecessary doctor visits or by giving you the run around from a vocational rehabilitation professional with your job search, you're most often worn out and near desperation for any money.
Read the book and see what you think. Give us a call or send an email and ask to meet with Tom, Lou, Devin or any of our attorneys to see if we can help you. Remember, we represent injured workers AND we also have first-hand knowledge of how defense attorneys operate.
Fill out the form below, and we'll send you a free copy of Deny & Buy. We'll also send you our latest newsletter and copies of case studies. But we won't call you. You make the choice and call us if you want our perspective on your individual case. Rest assured that we won't share your private information with anyone.
"Send me the report. I know you won't sell my name and you won't call me or bug me about my case."

Our book
"10 Ways to Wreck Your
Workers Compensation Claim"
Our controversial report
"10 Things Your Insurance Adjuster Wont Tell You"
"Deny & Buy" - Confessions of Former Insurance Defense Attorneys
Download a copy of each book in the Library section or click on a title above, and we'll mail it to you.
What's the definition of Average Weekly Wage?
Do I own my medical records and is my doctor required by law to give them to me?
What can you tell me about a police report?
My attorney wants to see my insurance dec page. What in the world is that?
I have a terminal illness and was told that I can get Social Security benefits. Is this correct?
Will I get more money if my disability gets worse? Should I reapply at that time?
Will my attorney keep our conversations confidential?
Can you lend me money against my case?
What Can Go Wrong with a Return to Light Duty Work.
How a Functional Capacities Evaluation Can Wreck a Claim.
An Example of a Workers' Comp Adjuster Manipulating the Recorded Statement.