Practice Areas

• Workers' Compensation
• Social Security Disability

Library

Personal Injury

• Police Report/ Accident Report Samples
• Auto Insurance Declaration Page
• Certificate of Employment
• What to Do in Case of an Auto Accident
• How Uninsured Motorist Insurance protects you in a personal injury claim.

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Testimonials

"If I ever have a friend or co-worker who is injured on the job I would certainly recommend they contact Oxner Thomas + Permar to receive the best service they would ever experience. In my opinion OTP is the #1 law firm in North Carolina."

"I was trying to do it by myself for about 7 months before I finally realized that my employeer was taking advantage of me."

"I will always be grateful to Thomas Clare and OTP law and I highly recommend them to anyone who has an injury and needs an attorney."

"Eric Richardson and Shelby Kernodle were wonderful to me!
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"This was my first time ever needing help from a lawyer.  I can see why you were highly recommended to me."

"You are a 10!"

"My family and I really appreciate all you have done for us."

"Great negotiators!"

"I found Oxner Thomas + Permar just by doing a Google search.  I learned so much in your free book, and I was so glad that you could represent me in my case."

"One word describes you: professional!"

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Personal Injury

The Personal Injury Team:  Attorney Eric Richardson, Paralegal Shelby Kernodle, Legal Assistant Chris York, Attorney Laurie Stegall

Have you been in an accident?  Whether it was a car or a truck accident, or maybe even a construction site accident, you’re now hurt and you need reliable and trustworthy information – fast.   You can get a head start with finding some of that information right here on this website, or by speaking with an experienced personal injury attorney.

Any personal injury has a dramatic impact on your life.  Nothing is the same anymore.  You’re in pain.  Your body may not function the way you’ve come to expect.  You may not be able to work.  You may not even be able to engage in many of the activities and hobbies you enjoyed so much before your accident.  They are simply no longer possible, either for now, or maybe even for the long haul.

Worst of all, you may be in utter panic about how to pay your bills, about how to care for your family.  You may even worry about how to keep a roof over your head.  You need help.  In fact, you’ll need an experienced, trustworthy personal injury lawyer.

If you’re in North Carolina, you have come to the right place. At Oxner Thomas + Permar, we provide our clients with all the information needed to proceed.  Our lawyers have many years of experience with helping people just like you, people who have been injured through no fault of their own.

You won’t have to travel very far either since we have offices in Winston-Salem, Greensboro, Raleigh, Burlington, Charlotte, Fayetteville and Asheboro. We’ll meet you at the closest available location, or at your home or hospital if that is necessary.

Being injured is hard enough as it is.  You shouldn’t have to worry about your finances as well.  Especially not about the doctor’s bills for treatments and services that should be part of helping you get well again.  Or bills to cover your living expenses and those of your loved ones.

You may think your insurance will take care of all that.  You may want to think again.

If you’ve been reading the paper and watching the news, you know that insurance companies are businesses.  Their mission is to make a profit, to make money for their shareholders.  In fact, they have been raking in record profits in recent years.

Guess how they’re making all that money.  Certainly not by being generous when it comes to paying out claims.

If you want to get fair compensation and not just the minimum they might be willing to shell out – and that’s if you’re lucky to get anything at all – you’ll need help.  You want fair compensation.  Fortunately, you can get that help right here, at Oxner Thomas + Permar.  Just call our office at 1-866-622-6671 for free information.

And be sure to act quickly.  Why?  Because in personal injury cases, speed is essential:

There is evidence that must be preserved.  Especially with accidents, evidence can disappear before your lawyer has had a chance to see it.  There’s just so much at stake – for both sides.

So please don’t wait.  Any available evidence will be crucial for helping you win your case, which means that the consequence of losing even part of it could be disastrous:

No evidence = no case.

Don’t let that happen to you.

There are other things as well that have to be done just right to preserve your chances at fair compensation.  You may have to see the right kind of physicians and get just the right kind of documentation to preserve your claim.  Of course, you’ll also need to keep accurate records.  We’ll be able to advise you on what those are.

Do we represent all kinds of personal injuries?  No.  We focus especially on automobile accidents, truck accidents, other traffic-related accidents, and workplace or construction site accidents.  Those are the kinds of cases where we have many years of experience and an excellent track record of winning compensation for our clients.  We focus on what we do well – very well.  We fight for our clients and their right to receive what they’re due.

So are we the right attorneys for you?  We won’t know without speaking with you.  When you call us at 1-866-622-6671 for your free information, we will be able to tell you quickly whether or not we are the right lawyers for your situation.

If you worry about how to pay for all this, please don’t.  Your initial consultation is free of charge.  And if we decide to take on your case, we will work on a contingency basis, which means that you pay no attorney’s fee until and unless you win. 

So please don’t wait.  Make sure to preserve your rights.  Call us for information at 1-866-622-6671 and get help with receiving the compensation that is rightfully yours.

Blog for Personal Injury

• Ensign Amendment Fails --- Good News for Malpractice Victims
• City of Charlotte to Settle Wrongful Death Lawsuit for Driver Killed By Falling Tree
• Seat Belts = Safety
• Personal Injury Legal Team Welcomes Laurie Stegall
• Uninsured / Underinsured Motorists Liability Coverage Bill
• Personal Injury Team Wins Jury Verdict
• Getting an outside appraisal for your damaged vehicle value
• Update: Product Liability Bill
• Driving and Texting Can Kill You
• Medical Malpractice Case Punishes the Whistleblowers
• Product Liability Bill News
• Uninsured Motorist Coverage Should Be Extended
• Why are injury victims expected to wait so long for a recovery?
• Update on Contributory Negligence
• Contributory Negligence -- How It Can Affect You

Library for Personal Injury:

• Auto Insurance Declaration Page [PDF]   
  Description: A personal auto insurance policy has a summary sheet that is known as the declaration page. It typically includes the name and address of the policy holder and details of your vehicle, specifically the year, model and vehicle identification number. Coverages and liability limits and the premiums for this coverage are on the declaration page and help your attorney get a total picture of your insurance coverages.
• Police Report/ Accident Report Samples [PDF]   
  Description: Also known as an Accident Report and officially called the NC Crash Report, the data contained here is written by a police officer who is called to the scene of the accident. This report is the officer's version of the events and facts that surround your collision. There is a tremendous amount of information crammed into this little report. For example, the details on the form may include the location of the accident, the vehicles, parties, witnesses and/or pedestrians involved (including the license number and insurance information of each). The officer may estimate speed, vehicle damage, factors that led to the collision and if any driver is at fault. The crash sequence on the report is developed by the officer after completing his or her investigation. A diagram is also normally included. It is very important to get a copy of this report as soon as possible after the accident to verify it for accuracy.
• Certificate of Employment   
  Description: We ask that your employer complete this form so that we can document in your case the amount of time you lost from work due to the injuries you received. Usually your Director of Human Resources or Personnel will be the appropriate person to fill out the form. In smaller companies, your direct supervisor can do it.
• What to Do in Case of an Auto Accident [PDF]   
• How Uninsured Motorist Insurance protects you in a personal injury claim.   
  Description: If you are injured in an auto accident the other driver's insurance, such as Geico, Nationwide, Allstate, or State Farm, may not pay enough to cover your lost wages, pain and suffering, hospital bills and permanent disability. That is why it is important you carry Uninsured Motorist Coverage.

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Frequent Questions for Personal Injury:

• Do I own my medical records and is my doctor required by law to give them to me?
• What can you tell me about a police report?
• My attorney wants to see my insurance dec page.  What in the world is that?
• What happens if the insurance company says my damaged car or truck is a "total loss?"
• What is a Pain & Suffering Diary?
• Will the money from my settlement come directly to me?
• What happens with the proceeds when a settlement is for a minor child?
• What should I bring to my personal injury consultation?
  
• If I'm involved in an accident, what should I do?
• What is an accident reconstructionist? 
• What should I say to the adjuster?
• My injury from a car wreck was a couple months ago, and I'm not getting what I was promised from the other driver's insurance company.  Is it too late for me to get a lawyer?

Web Resources for Personal Injury:

• Dead by Mistake website

  Description: This website describes some of the medical errors seen in hospitals.

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