
"Mr. Richardson and Ms. York were always available - and they did a terrific job."
"Chip Permar and his team were outstanding!"
"You showed so much concern for me as a person -- there is such a personal touch to everything you do."
"I don't know what I would have done without you!"
"We were nervous at first, but you put us at ease."
"John and Stephanie were patient with me. Great teamwork!"
"Being injured turned into a life-changing event, but it was comforting to know that you understood me and were only a phone call away."
"You guys are on top of your game."
"I researched law firms on the internet, and I could not have asked for a better attorney."
"Whenever I called I got answers."
Here's a warning about a trap adjusters have been laying lately. This one could save you a lot of pain,both emotionally and financially.
You know that adjusters want to send you to their favorite doctors. And you know that once an adjuster starts paying you they must continue unless you either return to work or they seek, AND GET, permission from the Industrial Commission to cut off your checks.
Here's how adjusters are trying to get around this rule.
Technically, an adjuster can only pick the doctor if she's formally accepted your claim. But 99% of injured workers don't know this and so the adjuster can get away with just telling you where you have to go.
The trick is that the adjuster may not formally accept or deny your case right away, even if she's paying you. Again, 99% of injured workers are happy if they're getting their weekly checks.
By not formally accepting your case the adjuster can wait around to see if you're case is going to be a big one or not. If it looks like you may need surgery or not be able to return to work she can deny your claim and cut off your checks without asking the Industrial Commission first.
Does this happen often? Sadly, it does. At any given time our firm is handling a dozen or more cases where this exact scheme was played out by an adjuster.
{!firstname_fix}, here's what you need to do to protect yourself. Don't be satisfied with getting a weekly check or being sent to the doctor. You need to insist on getting a NCIC Form 60 or Form 63 from the adjuster.
If you're unfamiliar with what those look like we'll send you copies. Don't let the adjuster get by with telling you a Form 60 is unnecessary if you haven't come out of work yet. The regulations for this were changed a year ago, but some adjusters still use it as
an excuse.

Our book
"10 Ways to Wreck Your
Workers Compensation Claim"
Our controversial report
"10 Things Your Insurance Adjuster Won't Tell You"
"Deny & Buy" - Confessions of Former Insurance Defense Attorneys
"Lightning Strikes Twice" - How to Avoid Becoming a Victim of Personal Injury Insurance Companies
Download a copy of each book in the Library section or click on a title above, and we'll mail it to you.
OTP - Greensboro
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Greensboro, NC 27405
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OTP - Winston-Salem
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Winston-Salem, NC 27103
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Burlington, NC 27215
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Raleigh, NC 27612
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550 S. Caldwell Street, Suite 1800,
Charlotte, NC 28202
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Greenville, NC 27858
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3014 South Cross Boulevard
Rock Hill, South Carolina 29730
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OTP - Greensboro
1155 Revolution Mill Drive,
Studio 4
Greensboro, NC 27405
Phone: 336-274-4494
Fax: 336-274-4525
Toll Free: 1-866-OTP-Law1
OTP - Winston-Salem
110 Oakwood Drive, Suite 420
Winston-Salem, NC 27103
Phone: 336-274-4494
Fax: 336-631-5225
Toll Free: 1-866-OTP-Law1
OTP - Burlington
409 Alamance Road, Suite C
Burlington, NC 27215
Phone: 336-226-5925
Fax: 336-226-4492
Toll Free: 1-866-OTP-Law1
OTP - Asheboro
854 South Cox Street
Asheboro, NC 27203
Phone: 336-633-4496
Fax: 336-633-4494
Toll Free: 1-866-OTP-Law1
OTP - Raleigh
3700 Glenwood Avenue, Suite 350
Raleigh, NC 27612
Phone: 919-573-5241
Fax: 919-785-2239
Toll Free: 1-866-OTP-Law1
OTP - Fayetteville
4200 Morganton Road, Suite 200-11
Fayetteville, NC 28314
Phone: 910-764-3363
Fax: 910-764-3364
Toll Free: 1-866-OTP-Law1
OTP - Charlotte
550 S. Caldwell Street, Suite 1800,
Charlotte, NC 28202
Phone: 704-547-1617
Fax: 704-334-2213
Toll Free: 1-866-OTP-Law1
OTP - Hickory
101 Government Avenue SW
Hickory, NC 28601
Phone: 828-322-1271
Fax: 828-322-1643
Toll Free: 1-866-OTP-Law1
OTP - Wilmington
1213 Culbreth Drive,
Wilmington, NC 28405
Phone: 910-509-7274
Toll Free: 1-866-OTP-Law1
OTP - Greenville, NC
3800 East 10th Street
Suite 101
Greenville, NC 27858
Phone: 252-294-1109
Toll Free: 1-866-OTP- Law1
OTP - Rock Hill, SC
3014 South Cross Boulevard
Rock Hill, South Carolina 29730
Phone: 803-327-0078
Toll Free: 1-866-OTP-LAW1
The accident wasn't my fault so can I sue my employer?
If I can't sue my employer, can I sue someone else?
What is "Maximum Medical Improvement" and what happens at that point?
When is it helpful to LOSE a case
The Workers' Comp Adjuster Denied a Perfectly Legitimate Claim.