Practice Areas

• Workers' Compensation
• Personal Injury
• Social Security Disability

Library

Personal Injury

• Police Report/ Accident Report Samples
• Auto Insurance Declaration Page
• Certificate of Employment
• What to Do in Case of an Auto Accident
• How Uninsured Motorist Insurance protects you in a personal injury claim.

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Testimonials

"I wanted expert legal advice and I certainly got it!"

"Oxner Thomas Permar has a well-known reputation for fighting fair and winning cases.  We were well-prepared by our attorney, and we were given thorough guidance and options."

"I think of everyone involved on my case at OTP as friends.  You all always had a warm greeting  and a smile for me and you took a big interest in my case."

"Without my attorney's help, I would have been hung out to dry.  He looked out for me!"

"I could not be more pleased with the outcome of my case!  Amy Berry and Amy Gallimore are great communicators.  They are super friendly and professional."

"Everyone on the team was really personable and professional."

"Count me as 100% satisfied.  Kristin Packard is superb and Shelby Duncan is outstanding."

"The quick response and action by Justin Wraight when my case came to a critical point was impressive."

"I didn't have to deal with a bunch of legal jargon.  You explained it all to me so I could understand what was going on, and I appreciate that."

"Everybody was totally straight forward with me.  I didn't feel like I was just paperwork to them."

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Information for injured workers in North Carolina

Q: Will the money from my settlement come directly to me?

A: Not usually.  If your personal injury case is settled with the insurance company of the person who caused your injuries, there are often a number of post-settlement issues that will need to be resolved before proceeds can be distributed. 

For example, you may have unpaid medical bills, or, if you have health insurance, your health insurance company may have a lien on the settlement proceeds for reimbursement of the money paid for your medical bills for treatment from the accident. 

Another lien comes up when your injury was a result of an "on the job" accident.  In that case, if you also have a workers' compensation insurer paying you benefits, that insurer will have a lien on your personal injury settlement for the benefits they paid.  If you cannot resolve this issue with the workers' compensation insurer, a petition may need to be filed to have the matter resolved by a superior court judge. 

And yet another lien can occur when medicaid or medicare pays your medical bills from the injury case. The bottom line is that almost every case has one or more of these types of post-settlement issues.  Your attorney should spend plenty of time investigating each of these possibilities, exploring whether the lien or claim is valid and explaining the options to you.  Many times your attorney can negotiate a reduced payment on these liens or claims.  We do this work on behalf of our clients as part of our overall representation of your case.