
"I wanted expert legal advice and I certainly got it!"
"Oxner Thomas Permar has a well-known reputation for fighting fair and winning cases. We were well-prepared by our attorney, and we were given thorough guidance and options."
"I think of everyone involved on my case at OTP as friends. You all always had a warm greeting and a smile for me and you took a big interest in my case."
"Without my attorney's help, I would have been hung out to dry. He looked out for me!"
"I could not be more pleased with the outcome of my case! Amy Berry and Amy Gallimore are great communicators. They are super friendly and professional."
"Everyone on the team was really personable and professional."
"Count me as 100% satisfied. Kristin Packard is superb and Shelby Duncan is outstanding."
"The quick response and action by Justin Wraight when my case came to a critical point was impressive."
"I didn't have to deal with a bunch of legal jargon. You explained it all to me so I could understand what was going on, and I appreciate that."
"Everybody was totally straight forward with me. I didn't feel like I was just paperwork to them."
Q: Will the money from my settlement come directly to me?
A: Not usually. If your personal injury case is settled with the insurance company of the person who caused your injuries, there are often a number of post-settlement issues that will need to be resolved before proceeds can be distributed.
For example, you may have unpaid medical bills, or, if you have health insurance, your health insurance company may have a lien on the settlement proceeds for reimbursement of the money paid for your medical bills for treatment from the accident.
Another lien comes up when your injury was a result of an "on the job" accident. In that case, if you also have a workers' compensation insurer paying you benefits, that insurer will have a lien on your personal injury settlement for the benefits they paid. If you cannot resolve this issue with the workers' compensation insurer, a petition may need to be filed to have the matter resolved by a superior court judge.
And yet another lien can occur when medicaid or medicare pays your medical bills from the injury case. The bottom line is that almost every case has one or more of these types of post-settlement issues. Your attorney should spend plenty of time investigating each of these possibilities, exploring whether the lien or claim is valid and explaining the options to you. Many times your attorney can negotiate a reduced payment on these liens or claims. We do this work on behalf of our clients as part of our overall representation of your case.

Our book
"10 Ways to Wreck Your
Workers Compensation Claim"
Our controversial report
"10 Things Your Insurance Adjuster Wont Tell You"
"Deny & Buy" - Confessions of Former Insurance Defense Attorneys
Download a copy of each book in the Library section or click on a title above, and we'll mail it to you.
OTP - Greensboro
1155 Revolution Mill Drive,
Studio 4
Greensboro, NC 27405
Phone: 336-274-4494
Fax: 336-271-6769
Toll Free: 1-866-OTP-Law1
OTP - Winston-Salem
110 Oakwood Drive, Suite 420
Winston-Salem, NC 27103
Phone: 336-274-4494
Fax: 336-631-5225
Toll Free: 1-866-OTP-Law1
OTP - Burlington
409 Alamance Road, Suite C
Burlington, NC 27215
Phone: 336-226-5925
Fax: 336-226-4492
Toll Free: 1-866-OTP-Law1
OTP - Asheboro
904 South Cox Street
Asheboro, NC 27203
Phone: 336-633-4496
Fax: 336-633-3394
Toll Free: 1-866-OTP-Law1
OTP - Raleigh
3700 Glenwood Avenue, Suite 350
Raleigh, NC 27612
Phone: 919-573-5241
Fax: 919-785-2239
Toll Free: 1-866-OTP-Law1
OTP - Fayetteville
4200 Morganton Road, Suite 200-11
Fayetteville, NC 28314
Phone: 910-764-3363
Fax: 910-764-3364
Toll Free: 1-866-OTP-Law1
OTP - Charlotte
550 S. Caldwell Street, Suite 1800,
Charlotte, NC 28202
Phone: 704-547-1617
Fax: 704-574-1819
Toll Free: 1-866-OTP-Law1
OTP - Hickory
101 Government Avenue SW
Hickory, NC 28601
Phone: 828-322-1271
Fax: 828-322-1643
Toll Free: 1-866-OTP-Law1
OTP - Wilmington
1213 Culbreth Drive,
Wilmington, NC 28405
Phone: 910-509-7274
Toll Free: 1-866-OTP-Law1
Do I own my medical records and is my doctor required by law to give them to me?
What can you tell me about a police report?
My attorney wants to see my insurance dec page. What in the world is that?