Practice Areas

• Workers' Compensation
• Personal Injury
• Social Security Disability

Library

Personal Injury

• Police Report/ Accident Report Samples
• Auto Insurance Declaration Page
• Certificate of Employment
• What to Do in Case of an Auto Accident
• How Uninsured Motorist Insurance protects you in a personal injury claim.

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Testimonials

"If I ever have a friend or co-worker who is injured on the job I would certainly recommend they contact Oxner Thomas + Permar to receive the best service they would ever experience. In my opinion OTP is the #1 law firm in North Carolina."

"I was trying to do it by myself for about 7 months before I finally realized that my employeer was taking advantage of me."

"I will always be grateful to Thomas Clare and OTP law and I highly recommend them to anyone who has an injury and needs an attorney."

"Eric Richardson and Shelby Kernodle were wonderful to me!
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"This was my first time ever needing help from a lawyer.  I can see why you were highly recommended to me."

"You are a 10!"

"My family and I really appreciate all you have done for us."

"Great negotiators!"

"I found Oxner Thomas + Permar just by doing a Google search.  I learned so much in your free book, and I was so glad that you could represent me in my case."

"One word describes you: professional!"

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Information for injured workers in North Carolina

Q: Will the money from my settlement come directly to me?

A: Not usually.  If your personal injury case is settled with the insurance company of the person who caused your injuries, there are often a number of post-settlement issues that will need to be resolved before proceeds can be distributed. 

For example, you may have unpaid medical bills, or, if you have health insurance, your health insurance company may have a lien on the settlement proceeds for reimbursement of the money paid for your medical bills for treatment from the accident. 

Another lien comes up when your injury was a result of an "on the job" accident.  In that case, if you also have a workers' compensation insurer paying you benefits, that insurer will have a lien on your personal injury settlement for the benefits they paid.  If you cannot resolve this issue with the workers' compensation insurer, a petition may need to be filed to have the matter resolved by a superior court judge. 

And yet another lien can occur when medicaid or medicare pays your medical bills from the injury case. The bottom line is that almost every case has one or more of these types of post-settlement issues.  Your attorney should spend plenty of time investigating each of these possibilities, exploring whether the lien or claim is valid and explaining the options to you.  Many times your attorney can negotiate a reduced payment on these liens or claims.  We do this work on behalf of our clients as part of our overall representation of your case.