
"I wanted expert legal advice and I certainly got it!"
"Oxner Thomas Permar has a well-known reputation for fighting fair and winning cases. We were well-prepared by our attorney, and we were given thorough guidance and options."
"I think of everyone involved on my case at OTP as friends. You all always had a warm greeting and a smile for me and you took a big interest in my case."
"Without my attorney's help, I would have been hung out to dry. He looked out for me!"
"I could not be more pleased with the outcome of my case! Amy Berry and Amy Gallimore are great communicators. They are super friendly and professional."
"Everyone on the team was really personable and professional."
"Count me as 100% satisfied. Kristin Packard is superb and Shelby Duncan is outstanding."
"The quick response and action by Justin Wraight when my case came to a critical point was impressive."
"I didn't have to deal with a bunch of legal jargon. You explained it all to me so I could understand what was going on, and I appreciate that."
"Everybody was totally straight forward with me. I didn't feel like I was just paperwork to them."
Q: What items are used in coming up with a workers' compensation settlement?
A:
Here's the quickest answer we can give, which isn't all that quick. It also requires answering a couple of questions. For purposes of this FAQ we're talking about accepted claims. The measuring stick for each of these is your average weekly wage. That's why we are relentless in making sure every bonus, every overtime payment, every per diem, absolutely everything gets into the calculation of your average weekly wage.
1. Can you go back to your old job or another paying just as much money? If so you will receive a nominal award based on your rating. You may be able to settle for more money if you give up the right to future medical care for this claim. This is the smallest of the potential settlement types.
2. Are you permanently and totally disabled from all suitable employment? If so you are entitled to be paid weekly benefits until you die or actually return to work. You are not entitled to a lump sum settlement, although you may reach an agreement for this with the insurance adjuster. To do so you will almost certainly need to give up the right to future medical care for this claim.
3. Are you incapable of returning to you old job or one of equal pay but still capable of performing suitable employment? If so you are entitled to be paid 2/3 of the difference between what you used to make and what you're now capable of making. You draw this amount in weekly installments for a period of 300 weeks which started on the date of your injury. You are not entitled to a lump sum settlement, although you may reach an agreement for this with the insurance adjuster. To do so you will almost certainly need to give up the right to future medical care for this claim.
NOTE: You are NOT ENTITLED to a lump sum settlement. This isn't like a car accident case where the jury gives you a bunch of money at the end of the trial. The Industrial Commission doesn't do that. All they'll do is order the adjuster to keep sending you checks.
NOTE 2: Do you need an attorney to settle your case? Not necessarily, particularly if it's under the first scenario. But any credible attorney should be willing to cut his or her fee if they aren't bringing value to the claim. In other words, if you aren't going to get a better settlement with us than you would have without us, then we should cut our fees. We do that.

Our book
"10 Ways to Wreck Your
Workers Compensation Claim"
Our controversial report
"10 Things Your Insurance Adjuster Wont Tell You"
"Deny & Buy" - Confessions of Former Insurance Defense Attorneys
Download a copy of each book in the Library section or click on a title above, and we'll mail it to you.
OTP - Greensboro
1155 Revolution Mill Drive,
Studio 4
Greensboro, NC 27405
Phone: 336-274-4494
Fax: 336-271-6769
Toll Free: 1-866-OTP-Law1
OTP - Winston-Salem
110 Oakwood Drive, Suite 420
Winston-Salem, NC 27103
Phone: 336-274-4494
Fax: 336-631-5225
Toll Free: 1-866-OTP-Law1
OTP - Burlington
409 Alamance Road, Suite C
Burlington, NC 27215
Phone: 336-226-5925
Fax: 336-226-4492
Toll Free: 1-866-OTP-Law1
OTP - Asheboro
904 South Cox Street
Asheboro, NC 27203
Phone: 336-633-4496
Fax: 336-633-3394
Toll Free: 1-866-OTP-Law1
OTP - Raleigh
3700 Glenwood Avenue, Suite 350
Raleigh, NC 27612
Phone: 919-573-5241
Fax: 919-785-2239
Toll Free: 1-866-OTP-Law1
OTP - Fayetteville
4200 Morganton Road, Suite 200-11
Fayetteville, NC 28314
Phone: 910-764-3363
Fax: 910-764-3364
Toll Free: 1-866-OTP-Law1
OTP - Charlotte
550 S. Caldwell Street, Suite 1800,
Charlotte, NC 28202
Phone: 704-547-1617
Fax: 704-574-1819
Toll Free: 1-866-OTP-Law1
OTP - Hickory
101 Government Avenue SW
Hickory, NC 28601
Phone: 828-322-1271
Fax: 828-322-1643
Toll Free: 1-866-OTP-Law1
OTP - Wilmington
1213 Culbreth Drive,
Wilmington, NC 28405
Phone: 910-509-7274
Toll Free: 1-866-OTP-Law1
What's the definition of Average Weekly Wage?
What Can Go Wrong with a Return to Light Duty Work.
How a Functional Capacities Evaluation Can Wreck a Claim.
An Example of a Workers' Comp Adjuster Manipulating the Recorded Statement.