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You are entitled to benefits once you have established (1) that you suffered an injury by accident, (2) that the injury arose out of your employment, (3) that the injury was sustained in the course of employment. As a general rule, if you fail to establish any of these, your claim is not compensable under the North Carolina Workers' Compensation Act and you are not entitled to benefits.  That’s why it is important to get it right from the beginning. Usually, the workers' compensation insurance carrier will ask you to take a recorded statement. The purpose of this statement is to determine whether your claim is compensable and whether they have to pay benefits. Beware. How you describe your accident matters.  The North Carolina Workers' Compensation Act defines an accident as an unusual event or result which is not expected or designed by the injured employee. As a general rule, if your injury occurred from doing your normal job, under normal conditions, the way you normally do it, there is a good chance that your claim will be denied. It is important to report all details that show your injury came from something unusual or unexpected.  If you are represented by an attorney, he or she is allowed to be present during the recorded statement. We prefer to be involved at this stage because the statement is so important. We have seen many cases which were denied due to simple mistakes made during the recorded statement.

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What is a compensable workplace injury?

 

A: You are entitled to benefits once you have established (1) that you suffered an injury by accident, (2) that the injury arose out of your employment, (3) that the injury was sustained in the course of employment. As a general rule, if you fail to establish any of these, your claim is not compensable under the North Carolina Workers' Compensation Act and you are not entitled to benefits.

That’s why it is important to get it right from the beginning. Usually, the workers' compensation insurance carrier will ask you to take a recorded statement. The purpose of this statement is to determine whether your claim is compensable and whether they have to pay benefits. Beware. How you describe your accident matters.

The North Carolina Workers' Compensation Act defines an accident as an unusual event or result which is not expected or designed by the injured employee. As a general rule, if your injury occurred from doing your normal job, under normal conditions, the way you normally do it, there is a good chance that your claim will be denied. It is important to report all details that show your injury came from something unusual or unexpected.

If you are represented by an attorney, he or she is allowed to be present during the recorded statement. We prefer to be involved at this stage because the statement is so important. We have seen many cases which were denied due to simple mistakes made during the recorded statement.


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OTP - Greensboro
1155 Revolution Mill Drive,
Studio 4
Greensboro, NC 27405
Phone: 336-274-4494
Fax: 336-274-4525
Toll Free: 1-866-OTP-Law1
Get Directions

OTP - Winston-Salem
110 Oakwood Drive, Suite 420
Winston-Salem, NC 27103
Phone: 336-274-4494
Fax: 336-631-5225
Toll Free: 1-866-OTP-Law1
Get Directions

OTP - Burlington
409 Alamance Road, Suite C
Burlington, NC 27215
Phone: 336-226-5925
Fax: 336-226-4492
Toll Free: 1-866-OTP-Law1
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OTP - Asheboro
854 South Cox Street
Asheboro, NC 27203
Phone: 336-633-4496
Fax: 336-633-4494
Toll Free: 1-866-OTP-Law1
Get Directions

OTP - Raleigh
3700 Glenwood Avenue, Suite 350
Raleigh, NC 27612
Phone: 919-573-5241
Fax: 919-785-2239
Toll Free: 1-866-OTP-Law1
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OTP - Fayetteville
4200 Morganton Road, Suite 200-11
Fayetteville, NC 28314
Phone: 910-764-3363
Fax: 910-764-3364
Toll Free: 1-866-OTP-Law1
Get Directions

OTP - Charlotte
550 S. Caldwell Street, Suite 1800,
Charlotte, NC 28202
Phone: 704-547-1617
Fax: 704-334-2213
Toll Free: 1-866-OTP-Law1
Get Directions

OTP - Hickory
101 Government Avenue SW
Hickory, NC 28601
Phone: 828-322-1271
Fax: 828-322-1643
Toll Free: 1-866-OTP-Law1
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OTP - Wilmington
1213 Culbreth Drive,
Wilmington, NC 28405
Phone: 910-509-7274
Toll Free: 1-866-OTP-Law1
Get Directions

OTP - Greenville, NC
3800 East 10th Street
Suite 101
Greenville, NC 27858
Phone: 252-294-1109
Toll Free: 1-866-OTP- Law1
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OTP - Rock Hill, SC
3014 South Cross Boulevard
Rock Hill, South Carolina 29730
Phone: 803-327-0078
Toll Free: 1-866-OTP-LAW1
Get Directions

Offices

OTP - Greensboro
1155 Revolution Mill Drive,
Studio 4
Greensboro, NC 27405
Phone: 336-274-4494
Fax: 336-274-4525
Toll Free: 1-866-OTP-Law1

OTP - Winston-Salem
110 Oakwood Drive, Suite 420
Winston-Salem, NC 27103
Phone: 336-274-4494
Fax: 336-631-5225
Toll Free: 1-866-OTP-Law1

OTP - Burlington
409 Alamance Road, Suite C
Burlington, NC 27215
Phone: 336-226-5925
Fax: 336-226-4492
Toll Free: 1-866-OTP-Law1

OTP - Asheboro
854 South Cox Street
Asheboro, NC 27203
Phone: 336-633-4496
Fax: 336-633-4494
Toll Free: 1-866-OTP-Law1

OTP - Raleigh
3700 Glenwood Avenue, Suite 350
Raleigh, NC 27612
Phone: 919-573-5241
Fax: 919-785-2239
Toll Free: 1-866-OTP-Law1

OTP - Fayetteville
4200 Morganton Road, Suite 200-11
Fayetteville, NC 28314
Phone: 910-764-3363
Fax: 910-764-3364
Toll Free: 1-866-OTP-Law1

OTP - Charlotte
550 S. Caldwell Street, Suite 1800,
Charlotte, NC 28202
Phone: 704-547-1617
Fax: 704-334-2213
Toll Free: 1-866-OTP-Law1

OTP - Hickory
101 Government Avenue SW
Hickory, NC 28601
Phone: 828-322-1271
Fax: 828-322-1643
Toll Free: 1-866-OTP-Law1

OTP - Wilmington
1213 Culbreth Drive,
Wilmington, NC 28405
Phone: 910-509-7274
Toll Free: 1-866-OTP-Law1

OTP - Greenville, NC
3800 East 10th Street
Suite 101
Greenville, NC 27858
Phone: 252-294-1109
Toll Free: 1-866-OTP- Law1

OTP - Rock Hill, SC
3014 South Cross Boulevard
Rock Hill, South Carolina 29730
Phone: 803-327-0078
Toll Free: 1-866-OTP-LAW1

FAQs

Workers' Compensation

The accident wasn't my fault so can I sue my employer?

If I can't sue my employer, can I sue someone else?

What is "Maximum Medical Improvement" and what happens at that point?

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Case Studies

Workers' Compensation

When is it helpful to LOSE a case

The Workers' Comp Adjuster Denied a Perfectly Legitimate Claim.

What Can Go Wrong with a Return to Light Duty Work.

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